ABOUT US
Investor Relations
Welcome to our
investors website
Bank RBK is one of Kazakhstan's leading financial institutions — 15 branches nationwide, serving individuals and corporates.
15
Branches
BB
Fitch rating
Ba2
Moody's rating
Who we are
About Bank RBK
Bank RBK,
inspired by you
inspired by you
Mission
To make the world of finance and banking products simple.
Goal
To be a bank where every interaction leaves clients not only with a feeling, but with the confidence that Bank RBK — one of Kazakhstan's largest commercial banks — works for their benefit.
Values
Openness — transparent in everything we do.
Engagement — genuinely interested in our clients.
Commitment — delivering on every promise.
Engagement — genuinely interested in our clients.
Commitment — delivering on every promise.
Major Shareholder
84.81%
KCC Finance LLP
An entity owned by Vladimir Kim and the principal shareholder of JSC Bank RBK.
Financial Highlights
Bank RBK Balance Sheet — key financials, mln USD
2025 balance sheet changes:
- Assets: +USD 527 mln (+11%)
- Loan Portfolio: +USD 839 mln (+40%)
- Loans-to-Deposit ratio: 63% → 76%
- Client funds: +USD 540 mln (+16%)
- Capital: +USD 79 mln (+19%)
Balance sheet structure:
Assets: Liquid assets constitute 40–50% of total assets.
Liabilities: Client funds 80–90% of total liabilities.
Liabilities: Client funds 80–90% of total liabilities.
Liquidity
Liquid Assets
Structure of highly liquid assets (USD mln)
■ Cash & equivalents: 978 (49%)
■ Gov securities KZ: 849 (43%)
■ Other: 158 (8%)
■ Gov securities KZ: 849 (43%)
■ Other: 158 (8%)
As of January 1, 2026, the Bank's share of Liquid Assets: 42% (market average: 37%)
Securities portfolio composition:
- Government securities of the Republic of Kazakhstan: 87.5% (USD 849 mln)
- Blue-chip corporate securities of RK: 8.6% (USD 84 mln)
- US government securities: 3.6% (USD 35 mln)
- Other securities: 0.3% (USD 2 mln)
Profit & Loss
RBK financial highlights: profit and loss (USD mln)
Gross interest income
Net interest income
(before credit loss exp.)
(before credit loss exp.)
Non Credit Income
Profit for the period
Leadership
👤
Bolat Zhamishev
Chairman, Independent Director
👤
Bolatbek Zhainazarov
Member of the Board
👤
Natalya Akantyeva
Member of the Board
👤
Jurgen Rigterink
Independent Director
👤
Dauren Orazayev
Member of the Board
👤
Natalya Akantyeva
Chairperson of the Board
👤
Tokarov Arman
First Deputy Chairman, CRO
👤
Abdugaliyev Yerbol
Deputy Chairman
👤
Ibraimov Symbat
Deputy Chairman
👤
Mukhamedzhanov Aidos
Deputy Chairman
👤
Vladimir Kim
Ultimate Beneficial Owner
President, KAZ Minerals PLC
President, KAZ Minerals PLC
$5.9B
Net Worth · Forbes #2 in Kazakhstan
Financial Profile
- Industrial Asset Base: Major shareholder of KAZ Minerals, a global copper leader
- Bank Ownership: Controls 84.81% of Bank RBK via KCC Finance LLP
- AIFC Integration: Streamlining ownership under RBK Holding Limited (AIFC) for international transparency
Institutional Reliability
- Capital Anchor: Personally stabilized Bank RBK in 2017 through private liquidity injection
- Proven Track Record: 100% early repayment of all state rescue funds (176.8B KZT)
- Global Validation: Fitch BB | Moody's Ba2
Education
Degrees in Civil Engineering, Economics, and Business Administration
Compliance
KYC Documents
Documents required for Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance procedures.
AML Policy
Download Dividend Policy
Download Form W-8BEN-E 2026
Download USA Patriot Act Certificate
Download Wolfsberg Questionnaire
Download Constituent Documents
Articles of Association
Corporate Governance Code
Banking Licence
Media
News & Press-Releases
15.06.2025
23.04.2025
10.03.2025
28.01.2025
Get in touch
Contacts
IR Department
International Relations Department
+7 (727) xxx-xx-xx (ext. xxxx)
Direct: +7 (727) xxx-xx-xx
Our Contacts
Republic of Kazakhstan, Almaty, Bostandyk District, Republic Square 15, 050013
Monday – Friday, 09:00 – 18:00
Contact Centre
Free (KZ): 8 (800) 080 18 88
Short number: 7888
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