Advantages
Auto-replenishment
Progress is visible on main screen. If you want to save faster, set up auto-replenishment.
Daily capitalization
Withdraw money (down to a minimum amount of 1 000 ₸) whenever you need — interest and goal will be preserved. No commissions.
Personalization
Change the name, cover, and goal amount any time, as many times as you like.
Saving goals
You can open another Smart account and save for different goals and dreams.
RBK Customer Selection
Smart
Remuneration rate in ₸
up to 15.6% AERR (from 7%)
up to 14.6% nominal rate (from 6.8%)
Save up for your goal with auto-replenishment
From 1 000 ₸ • From 3 to 36 months • ₸, $, €
How it works
Open Smart
in the app
Set up
Auto-replenishment
Save
automatically
5 Ways to save money automatically
With schedule
- Select an amount and convenient date.
- Money is automatically transferred from the selected account.
- If there were no funds in the morning, the system will re-check the balance at 21:00 (Astana time).
- After a successful debit, you will receive a push notification.
With purchases
- Specify a percentage of the purchase (1–30%).
- You can set a maximum amount per top-up.
- For example: a 100 000 ₸ purchase, 30% rule, but no more than 1 000 ₸ → 1 000 ₸ goes to the deposit.
With income
- Choose a percentage that will be automatically transferred to the deposit.
- Income is defined as receipts from a salary project under an employment contract.
- A notification will arrive after each top-up.
Rounding up purchases
- Each purchase is rounded up to the selected step.
- The difference is automatically transferred to the deposit.
- If the amount is already a multiple of the step, no top-up is made.
Smart step
- The bank automatically selects the rounding step depending on the purchase amount.
- *If the purchase amount is already a multiple of the rounding step, no top-up occurs
Everything is under your control
Analytics
- Keep track of how much you've saved: last month, current month, and a forecast for next month.
Reminders
- Set the date and time.
- The bank will send a push notification when it's time to top up your deposit.
Push notifications
- Every top-up and debit comes with a notification. You always know when your deposit was topped up.
Deposit yield calculator
Amount at the end of term
1 021 KZT
Nominal rate6.34%
AERR8.70%
Term6 months
Income21 ₸
Submit application *Final values may differ. For accurate information, please contact any branch of the Bank.
